Product overview Bill business is one of the important approaches for the commercial
bank to adjust asset structure, strengthen the fluid of the asset
and improve profit ability and it is paid more and more attention
by all the commercial banks. NCL Bill Management System is an application software system for
the comprehensive treatment of commercial bill business. This
system can realize the comprehensive transaction treatment and
comprehensive management of the bill business. It includes the
signing and issuing of the commercial draft, acceptance, discount,
rediscount, repurchase, collection, recourse, and other transaction
treatment; the credit line approving and controlling management of
the accepting bank and discount beneficial; providing business
statistics monitor, bill resource digging and analyze and guide for
market price; other analyzing functions such as customer analyzing,
operation analyzing, risk analyzing, performance analyzing and
financial analyzing, etc. Functions Bill Management System consists of bill business transaction
treatment subsystem, bill business management subsystem and bill
business analyzing subsystem. In the aspect of design, it emphases
on the balance and extendibility of the overall application
structure of the system; in the aspect of function, it covers the
whole bill business treatment process from business treatment,
business management to decision analyzing. Bill business transaction treatment subsystem Transaction treatment branch
system of bill business comprehensively supports all the work
during the treatment process of bill business. It can have the
overall management of the whole life cycle” of the bill and
discount business. It supports the signing and issuing of the
commercial draft, acceptance, discount, rediscount, repurchase
collection, expired treatment and other functions, realizes the
bill and discount business electronic management of the whole
operation process from input, checking to accounting. Users can set the business process according to the need of the
business. This subsystem can meet the need of development of new
services and change in business process. Bill business management subsystem It supposes all the task
during the management of bill business including keeping and
calculating of the real bill, inquiry and reply of the bill,
protection of the assets, credit line approving and management,
bill resource digging, customer information, accepting bank
information, authorities management, table account/register
management, interest rate management, blank voucher management,
bill custody service management and so on. This subsystem realizes the monitor of bill business in time by
abundant inquiries and statements to supervise and control every
step of the bill to make sure the business treatment can be done
correctly and efficiently. Bill business analyzing subsystem By the comprehensive analyzing
and displaying of the bill business, it helps the personal with the
reports and random business inquire, helps the managers to so the
analyses and decision of the bill business. This part in technique
adopts advanced and mature data warehouse and business intelligence
method, by using the multi-dimensional data analyses and data
mining of bill business data and relevant data, helps managers of
various levels to do the jobs about the bill business such as risk
analyzing, market analyzing, customer analyzing, business operating
analyzing, financial benefit analyzing and performance evaluation
of the customer manager and organization. Characteristics Completely realize the business treatment process concerning bill
business and the whole life process of bill controlling. It can
completely reflect all the levels of the bill business with refined
managing and analyzing functions. The business treatment process realizes the division of process and
function by setting the business treatment method or realization of
new business. The system is very flexible. The business analyzing is done through
setting so it is easier to extend the analyzing function according
to the need. The user’s administration and screen can be done by
setting to make the management more flexible. The system has high security. It can provide risk controlling
function in each step pre-work, in-progress and post-work. In each
step of the system, it provides checking functions such as black
list, notice and urging, illegal bills registered in the system,
repeated number and reporting loss and stopping payment. It provides | 
