Deposit | All institutional and individual deposit services, including
account opening, deposit/withdrawal, account closing, lose
reporting and account management etc. |
Loan | All round support to the bank credit business, such as advance,
interest deduction, renewal, collection, automatic payment etc.
Flexibly support institutional and individual loan services:
commission loan, acceptance bill, packing loan, Bill advance etc. |
Discount | Including the disposal of ordinary discount, inter-bank discount,
rediscount, discount withdrawal etc. |
Borrowing | Including the disposal of internal borrowing in the system and
exterior borrowing beyond the system. |
Guarantee | Including the disposal of Guarantee Agreement and Deposit. |
Inter-bank business | Including the disposal of declaration form, bank draft, cashier
order, bank acceptance bill, commercial acceptance bill and
consignment collection. |
Local business | Including the disposal of local vouchers and clearing, and support
regional services. |
Cash business | Including the disposal of cash drawer management, cash withdrawal,
receiving and paying, adjustment, cash shortages and overages, and
counterfeit currency. |
Voucher management | Including voucher allocation, transfer, sale, abolishment,
canceling, filing, reporting loss, canceling the report of loss
etc. |
Investment business | Short term investment, long term investment; arrange accounts
according to the bonds type, and set up registration book for
inquiry and management. |
Cost management | Including fixed assets, intangible assets, differed assets,
corporate bonds, securities repurchase, debt-offsetting assets,
replaced assets, leased assets, cost management etc. |
Institution management | Flexible and configurable multilevel institution management.
Including institution information management, institution business
control, institution authorization control, institution abolishment
and combination, early day institution transaction, institution
day- end transaction etc. |
Clerk management | Including clerk data management, clerk password management, clerk
authorization management, clerk device management etc. Support the
comprehensive clerk mode as well as the conventional sub-clerk
mode. |
Term-end business | Including deposit and loan interest calculation and deduction,
income transfer, profit allocation, tax calculation etc. |
Client management | Including client information management, client accounts
management, client credit management etc. |
Foreign currency business | It mainly deals with non-trade international settlement business,
including exchange settlement, exchange sale, exchange arbitrage,
direct arbitrage, foreign currency exchange, as well as bank notes
mutual conversion; and realizes the integration of foreign currency
accounts with domestic currency. |
Payment interface | The direct connection with macro/micro payment system in the
People’s Bank of China realizes remittance and cashing, consignment
collection, collection with acceptance, inter-bank borrowing, real
time transfer |
